Rates - Advanced Financial Federal Credit Union

Advanced Financial Federal Credit Union is a member-owned, not-for-profit financial institution. We are dedicated to providing quality financial products & services delivered in a professional, courteous and timely manner

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YOUR UNION COUNTY AFFILIATION MAKES YOU ELIGIBLE
TO BE PART OF OUR
EXCEPTIONAL CREDIT UNION

Rates

Savings Rates
CD Certificates
IRA Accounts
Loan Rates
Secured Loan Rates
Home Equity
Credit Card Rates

LOAN CALCULATOR

Determine your monthly payments with this tool

Savings Rates
Current Rates on Savings, Holiday and Vacation accounts

Type

Rates

Savings

0.50% ; 0.5 APY;

Holiday

0.50% ; 0.5 APY;

Vacation

0.50% ; 0.5 APY;

CD Certificates
Current Rates on Certificates of Deposit. $500 Minimum opening balance; $500 Minimum balance to earn dividends. Rates and yields are subject to change. Please refer to the certificate account disclosure for early withdrawal peanalties.

Type

Rates

CD 6-11mo

0.75% ; 0.75 APY;

CD 12-23mo

1.00% ; 1.01 APY;

CD 24-35mo

1.50% ; 1.51 APY;

CD 3yr +

1.75% ; 1.77 APY;

IRA Accounts
Current Rates on Invididual Retirement Accounts

Type

Rates

IRA Roth/Traditional CD 12-60mo

1.35% ; 1.36 APY;

IRA Savings

0.50% ; 0.5 APY;

Loan Rates
Current Rates on Auro, RV, Boat, Personal Loans

Type

Rates

Auto
New and Used Auto, Motorcycle, Boat or RV. 12 to 60 Months

As Low As 4.50% APR
*APR = Annual Percentage Rate

RCP Line of Credit

13.90%

Personal Loan

As low as 9.9%

Mortgage

call 1-800-342-4998 for current rates

Secured Loan Rates
Current Rates on Secured Loans

Type

Rates

Secured Loan

2.5% above current savings

Certificate Secured Loan

2.0% above current certificate's Dividend Rate

Home Equity
Current Home Equity Loan Rates. No Points! No Fees! Transfer balances from other Credit Unions or Banks to a new Advanced Financial FCU Home Equity Loan.

Type

Rates

5 yr Fixed - 75% LTV

6.00%

5 yr Fixed - 100% LTV

8.00%

7 yr Fixed - 75% LTV

6.25%

7 yr Fixed - 100% LTV

8.25%

10 yr Fixed - 75% LTV

6.50%

10 yr Fixed - 100% LTV

8.50%

15 Yr Adjustable - 75% LTV

Prime + 0% (floor rate is 5%)

15 Yr Adjustable - 100% LTV

Prime + 2% (floor rate is 5%)

Credit Card Rates
Current Rates on Credit Cards

Type

Rates

VISA Platinum

9.90%

VISA Classic

13.90%

Rates are subject to change without notice.

An opening deposit of $5.00 is required for all accounts.

Interest rate changes are based upon changes in the "index" which is the prime lending rate as set forth in the Wall Street Journal on the last business day of December and the last business day of June, to which will be added 0 percentage points for 75% financing; and 2.00 percentage points for 100% financing. This Line of Credit has a floor limit of 7.50%. This is an offer available to qualified members whose primary residence is owned and occupied in the state of New Jersey and is subject to change or withdrawal at any time and without prior notice. An actual Home Equity application must be completed prior to consideration of this loan.