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Advanced Financial offers low fixed rate home equity loans and home equity variable rate line of credit (Interest rate determined by the prime lending rate as set forth in the Wall Street Journal). Loan amount can be 75% LTV and 100% LTV (LTV= Loan To Value).

New Jersey Primary Residence Only.

Take advantage of our Home Equity loan to make those home repairs, consolidate your bills, pay for education or that overdue vacation. Plus there are NO Closing Costs, Application Fees. All home equity applications must submit the application with a $175.00 appraisal fee which will be refunded once application is approved. It will not be refunded if application is denied. The interest is usually tax deductible, but please consult your tax advisor for further details..

Please contact Patti Johns at 1-800-237-5626 ext 2118  for more information.

Type	Rate
5 yr Fixed - 75% LTV	6.00%
5 yr Fixed - 100% LTV	8.00%
7 yr Fixed - 75% LTV	6.25%
7 yr Fixed - 100% LTV	8.25%
10 yr Fixed - 75% LTV	6.50%
10 yr Fixed - 100% LTV	8.50%
15 Yr Adjustable - 75% LTV	Prime + 0% (floor rate is 5%)
15 Yr Adjustable - 100% LTV	Prime + 2% (floor rate is 5%)