Advanced Financial Federal Credit Union - Serving Union and Essex County NJ

Banking, Only Better

FEDERALLY INSURED CREDIT UNION SERVING THOSE WHO LIVE,
WORK OR WORSHIP IN UNION OR ESSEX COUNTY, NJ

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 HOME EQUITY LOANS

Advanced Financial offers low fixed rate home equity loans and variable rate home equity line of credit loans for up to 80% of your home’s value.

Featuring

  • Low or No Closing Costs
  • $225 Application Fee*
  • NJ Properties Only

Home Equity Loan

Take advantage of our Home Equity loan to make those home repairs, consolidate your bills, pay for education or that overdue vacation. Loan amounts up to $300,000.
Current 5 yr Fixed - 80% LTV Rate
As low as 5.50% APR.
Current 7 yr Fixed - 80% LTV Rate
As low as 6.00% APR
Current 10 yr Fixed - 80% LTV Rate
As low as 6.50% APR
Current 15 yr Fixed - 80% LTV Rate
As low as 7.00% APR
Current 15 Yr Adjustable - 80% LTV Rate
APR as low as Prime + 0.50%
(floor rate is 3.75% APR)
Prime as of 11-03-22 is 7.00%
Rates as of: 11/10/2022


Home Equity Loan
Please contact our
Loan Department at:
1-800-237-5626
for more information.







Alan Feigenbaum MLO# 806544
Jeffrey Parella MLO# 1107702
Advanced Financial FCU MLO# 780090
*APR=Annual Percentage Rate. Property must be an owner-occupied 1-4 family home in New Jersey .Variable interest rate determined by prime lending rate as set forth in the Wall Street Journal. All Applications must be submitted with $225 application fee - this fee will be refunded upon closing, but not if application is denied or withdrawn by borrower. Property Insurance required. Flood Insurance may be required. Rates and terms are subject to change without notice. All loans are subject to credit approval.
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© 2022 Advanced Financial Federal Credit Union
800-237-5626
afsinfo@advfinfcu.com

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Our routing number for direct Deposits: 221276817
Federally insured by NCUA
We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act