CURRENT RATES
Advanced Financial offers our members low rates because we are not serving our stockholders, we are serving you, our members.
Savings Rates
Current Rates on Savings, Holiday and Vacation accounts
CURRENT RATES
0.20%
; 0.20 % APY*;
*Fees could affect earnings
*Fees could affect earnings
Savings
0.20%
; 0.20 % APY*;
*Fees could affect earnings
*Fees could affect earnings
Holiday
0.20%
; 0.20 % APY*;
*Fees could affect earnings
*Fees could affect earnings
Vacation
0.20%
; 0.20 % APY*;
*Fees could affect earnings
*Fees could affect earnings
Kids Savings
Loan Rates
Current Rates on Auto, Motorcycle, Signature Loans
CURRENT RATES
As low as 5.75% APR
New Vehicle/Motorcycle
Terms: Up to 72 months.
As low as 6.75% APR
Used Vehicle/Motorcycle
Terms: Up to 72 months.
As low as 9.90% APR
Signature Line of Credit
Open end unsecured line of credit
As low as 9.90% APR
Signature Loan
Fixed Term and rate
Mortgage
Through our partner Owners Choice Mortgage
Home Equity
Current Home Equity Loan Rates. Tap the equity in your home. CLTV= combined LTV of 1st mortgage & home equity loan.
CURRENT RATES
As low as 6.25% APR.
5 yr Fixed - 75% CLTV
As low as 6.85% APR
7 yr Fixed - 75% CLTV
As low as 7.45% APR
10 yr Fixed - 75% CLTV
As low as 8.05% APR
15 yr Fixed - 75% CLTV
APR as low as Prime + 0.50%
(floor rate is 4.75% APR)
Prime as of 11-22-23 is 8.50%
(floor rate is 4.75% APR)
Prime as of 11-22-23 is 8.50%
15 Yr Adjustable - 75% CLTV
All rates quoted as Annual Percentage Rate (APR)
All rates are subject to change at any time.
Secured Loan Rates
Current Rates on Secured Loans
CURRENT RATES
As Low as 4.90% APR
Share Secured Loan
As Low as 7.45% APR
Certificate Secured Loan
Credit Card Rates
Current Rates on Credit Cards
CURRENT RATES
9.90%
APR
VISA Platinum Rewards
13.90%
APR
VISA Classic
Money Market
Money Market Accounts
CURRENT RATES
1.10%
; 1.11 % APY*;
$2,000 - $19,999
1.30%
; 1.31 % APY*;
$20,000 - $49,999
1.70%
; 1.71 % APY*;
$50,000 - $99,999
1.90%
; 1.92 % APY*;
$100,000 - $249,999
2.20%
; 2.22 % APY*;
$250,000 - $499,999
2.50%
; 2.53 % APY*;
$500,000 and over
Share Certificates
Current Rates on Share Certificates. $500 Minimum opening balance; $500 Minimum balance to earn dividends. Rates and yields are subject to change. Please refer to the certificate account disclosure for early withdrawal penalties.
CURRENT RATES
4.45%
; 4.54 % APY*;
SC 6 Months
4.85%
; 4.96 % APY*;
SC 9 Months
5.10%
; 5.22 % APY*;
SC 12 Months
3.50%
; 3.56 % APY*;
SC 18 months
3.75%
; 3.82 % APY*;
SC 24 Months
3.65%
; 3.71 % APY*;
SC 36 Months
3.25%
; 3.30 % APY*;
SC 48 Months
3.25%
; 3.30 % APY*;
SC 60 Months
IRA Accounts
Current Rates on Individual Retirement Certificate Accounts
CURRENT RATES
2.20%
; 2.22 % APY*;
IRA Traditional CT 6 months
4.65%
; 4.75 % APY*;
IRA Roth / Traditional CT 12 months
3.50%
; 3.56 % APY*;
IRA Traditional CT 18 months
3.75%
; 3.82 % APY*;
IRA Roth / Traditional CT 24 months
3.75%
; 3.82 % APY*;
IRA Roth / Traditional CT 36 months
3.75%
; 3.82 % APY*;
IRA Roth / Traditional CT 48 months
3.75%
; 3.82 % APY*;
IRA Roth / Traditional CT 60 months
IRA Share Savings Accounts
Current Rates on IRA Share Savings Accounts
CURRENT RATES
0.20%
; 0.20 % APY*;
IRA Roth/Traditional Savings
0.20%
; 0.20 % APY*;
Education ESA Savings
Advanced Financial Federal Credit Union can help you manage your
money with all of the products and features of the
mega-banks with the personal attention and lower rates that
only a credit union can offer.
