Advanced Financial Federal Credit Union - Serving Union and Essex County NJ

Banking, Only Better

FEDERALLY INSURED CREDIT UNION SERVING THOSE WHO LIVE,
WORK OR WORSHIP IN UNION OR ESSEX COUNTY, NJ

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 CURRENT RATES

Advanced Financial offers our members low rates because we are not serving our stockholders, we are serving you, our members.

Savings Rates

Current Rates on Savings, Holiday and Vacation accounts

CURRENT RATES
0.20% ; 0.20 % APY*;
*Fees could affect earnings
Savings
0.20% ; 0.20 % APY*;
*Fees could affect earnings
Holiday
0.20% ; 0.20 % APY*;
*Fees could affect earnings
Vacation
0.20% ; 0.20 % APY*;
*Fees could affect earnings
Kids Savings

Loan Rates

Current Rates on Auto, Motorocycle, Personal Loans

CURRENT RATES
As low as 4.00% APR
New Vehicle/Motorcycle
Terms: Up to 72 months.
As low as 5.00% APR
Used Vehicle/Motorcycle
Terms: Up to 72 months.
As low as 13.9% APR
Signature Line of Credit
As low as 9.90%
Personal Loan
Mortgage

Home Equity

Current Home Equity Loan Rates. Transfer balances from other Credit Unions or Banks to a new Advanced Financial FCU Home Equity Loan.

CURRENT RATES
As low as 5.75% APR.
5 yr Fixed - 80% LTV
As low as 6.25% APR
7 yr Fixed - 80% LTV
As low as 6.75% APR
10 yr Fixed - 80% LTV
As low as 7.25% APR
15 yr Fixed - 80% LTV
APR as low as Prime + 0.50%
(floor rate is 3.75% APR)
Prime as of 1-04-23 is 7.50%
15 Yr Adjustable - 80% LTV
All rates quoted as Annual Percentage Rate (APR) All rates are subject to change at any time.

Secured Loan Rates

Current Rates on Secured Loans

CURRENT RATES
As Low as 4.9% APR
Share Secured Loan
As Low as 6.9% APR
Certificate Secured Loan

Credit Card Rates

Current Rates on Credit Cards

CURRENT RATES
9.90% APR
VISA Platinum Rewards
13.90% APR
VISA Classic

Money Market

Money Market Accounts

CURRENT RATES
1.00% ; 1.00 % APY*;
$2,000 - $19,999
1.20% ; 1.21 % APY*;
$20,000 - $49,999
1.40% ; 1.41 % APY*;
$50,000 - $99,999
1.50% ; 1.51 % APY*;
$100,000 - $249,999
1.60% ; 1.61 % APY*;
$250,000 and over

Share Certificates

Current Rates on Share Certificates. $500 Minimum opening balance; $500 Minimum balance to earn dividends. Rates and yields are subject to change. Please refer to the certificate account disclosure for early withdrawal penalties.

CURRENT RATES
1.20% ; 1.21 % APY*;
SC 6 Months
1.40% ; 1.41 % APY*;
SC 9 Months
2.75% ; 2.79 % APY*;
SC 12 Months
3.25% ; 3.30 % APY*;
SC 24 Months
2.20% ; 2.22 % APY*;
SC 36 Months
2.20% ; 2.22 % APY*;
SC 48 Months
2.20% ; 2.22 % APY*;
SC 60 Months
4.50% ; 4.59 % APY*;
SC Special 11 months

IRA Accounts

Current Rates on Invididual Retirement Accounts

CURRENT RATES
1.60% ; 1.60 % APY*;
IRA/Roth Traditional CD 6 months
3.15% ; 3.19 % APY*;
IRA/Roth Traditional CD 12 months
3.25% ; 3.30 % APY*;
IRA/Roth Traditional CD 18 months
3.76% ; 3.82 % APY*;
IRA/Roth Traditional CD 36 months
3.75% ; 3.82 % APY*;
IRA/Roth Traditional CD 48 months
3.75% ; 3.82 % APY*;
IRA/Roth Traditional CD 60 months

IRA Share Savings Accounts

Current Rates on IRA Share Savings Accounts

CURRENT RATES
0.20% ; 0.20 % APY*;
IRA Roth/Traditional Savings
0.20% ; 0.20 % APY*;
Education ESA
Current Rates Advanced Financial Federal Credit Union can help you manage your money with all of the products and features of the mega-banks with the personal attention and lower rates that only a credit union can offer.
Rates as of: 1/4/2023. Rates are subject to change without notice. *APY = Annual Percentage Yield. APR = Annual Percentage Rate.
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© 2023 Advanced Financial Federal Credit Union
800-237-5626
afsinfo@advfinfcu.com

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Our routing number for direct Deposits: 221276817
Federally insured by NCUA
We do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act