Advanced Financial Federal Credit Union - Serving Union and Essex County NJ

Banking, Only Better

FEDERALLY INSURED CREDIT UNION SERVING THOSE WHO LIVE,
WORK OR WORSHIP IN UNION OR ESSEX COUNTY, NJ

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  PRIVACY POLICY

Effective 01/2024
FACTS WHAT DOES ADVANCED FINANCIAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

WHAT

The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
  • Social Security number and Income
  • Transaction history and Payment history
  • Employer information and Credit History

HOW

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Advanced Financial FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Advanced Financial FCU Share? Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – To offer our products and services to you No We Do Not Share
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For non-affiliates to market to you No We Do Not Share

To limit our sharing

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 800-237-5626 or send us an email: afsinfo@advfinfcu.com

Who we are
Who is providing this notice? Advanced Financial Federal Credit Union
What we do
How does Advanced Financial Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Advanced Financial Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Show your government issued ID or your driver’s license
  • Give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Advanced Financial does not have any affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • Non-affiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, mortgage companies, mortgage service companies, consumer reporting agencies, data processors, and check/share draft printers
  • Advanced Financial does not share with our non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies and a financial planning advisor
advanced financial
Contact Us at
1-800-237-5626

 
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© 2024 Advanced Financial Federal Credit Union
800-237-5626
afsinfo@advfinfcu.com

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Our routing number for direct Deposits: 221276817
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